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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: March, 2022
Mar 28, 2022

When people begin retirement planning they usually have 3 main questions. We cover the questions about what to do about healthcare before Medicare and should I pay off my house regularly on this show. However, the third question, what do I do if I still have kids at home, is not one we regularly address. That is why I’m excited to have Bobbi Rebell, author of the new book, Launching Financial Grown Ups on the show today.

Bobbi is here to discuss the growing phenomenon of adult kids living with their parents and how that can impact your retirement plan. You won’t want to miss this episode if your kids are not completely launched. Listen in to hear Bobbi’s fantastic advice for creating an exit strategy to get your children off the payroll.

Outline of This Episode

  • [1:22] What to do if we have kids at home when facing retirement?
  • [7:20] What can we do to prepare our kids for an exit strategy?
  • [10:53] How to deal with our children’s financial mistakes
  • [19:07] Don’t rob kids of the ability to think things through

Resources & People Mentioned

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Mar 21, 2022

Have you been hesitant to retire this year because of all that is going on in the world? On this episode of Retirement Starts Today, we’ll explore a retirement headline from Maurie Backman at The Motley Fool called 3 Reasons Why 2022 May Be a Bad Year to Retire, but then you’ll hear my rebuttal to each of her 3 arguments. 

If you have been on the fence about whether you should take the plunge and retire now, you won’t want to miss this episode. Make sure to stick around until the end of the episode to hear an anonymous question about how to be certain that you won’t owe interest and penalties on a Roth conversion. 

Outline of This Episode

  • [2:11] Pitfall #1 - The pandemic is still raging
  • [5:00] Pitfall #2 - Inflation is rampant
  • [8:15] Pitfall #3 - Stability is important
  • [12:23] An underpayment penalty question

Resources & People Mentioned

Connect with Benjamin Brandt

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Mar 14, 2022

With the news that January’s inflation rate was a staggering 7.5%--the highest level in 40 years–everyone has inflation on their minds lately. Many retirees are reassessing how they can protect their nest eggs. 

On this episode of Retirement Starts Today, we’ll explore a WSJ headline, “There’s No Perfect Way to Inflation-Proof Your Investments,” by Anne Tergesen. If you have been wondering how you can best use your investments to hedge against inflation in retirement, don’t miss out on this episode to hear the pros and cons of several different options. Make sure to listen to the end to hear how long you might have to hold on to gold so that it keeps pace with inflation. (Spoiler alert–it’s a lot longer than you think!) 

Outline of This Episode

  • [1:22] Inflation is on the mind of every retiree in 2022
  • [3:57] I bonds are the belle of the ball
  • [6:14] The pros and cons of TIPS
  • [7:23] The pros and cons of stocks, commodities, and real estate
  • [10:06] The pros and cons of buying gold
  • [11:29] How to pay taxes on Roth conversions

Resources & People Mentioned

Connect with Benjamin Brandt

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Mar 7, 2022

Many people begin retirement with the question: what’s next? That question can plant the idea of starting a second chapter whether it be a new business, a side hustle, a passion project, or a consulting business. The question then becomes, how to get started? 

Gabe Nelson, the host of the Solopreneur Money podcast, is here to discuss how you can start a business in retirement. In this episode, you’ll learn tips on how to get started, how to decide what to charge, how long it should take to become profitable, and so much more. 

Outline of This Episode

  • [1:58] What are some tips for someone that wants to start a business in retirement?
  • [5:28] How to keep track of expenses
  • [7:00] At what point does the business have to become profitable?
  • [11:30] How to move from employee to employer
  • [14:00] The kinds of clients that Gabe works with
  • [16:42] Gabe never plans on retiring

Resources & People Mentioned

Connect with Gabe Nelson

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Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

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