Info

Retirement Starts Today Radio

Benjamin Brandt wants to teach you how to retire! Listen in as Benjamin Brandt CFP©, RICP© answers the questions on the minds of the modern retiree, often joined by the top experts in the retirement planning industry. Ask Benjamin a question here: https://retirementstartstodayradio.com/ask-a-question/
RSS Feed Subscribe in Apple Podcasts
Retirement Starts Today Radio
2022
June
May
April
March
February
January


2021
December
November
October
September
August
July
June
May
April
March
February
January


2020
December
November
October
September
August
July
June
May
April
March
February
January


2019
December
November
October
September
August
July
June
May
April
March
February
January


2018
December
November
October
September
August
July
June
May
April


2015
October


Categories

All Episodes
Archives
Categories
Now displaying: May, 2022
May 30, 2022

We’ve all heard of the 4% rule, but did you know that the creator’s recommendation for it has changed over the years? 

I recently discovered an article from ThinkAdvisor.com that included an interview with the father of the 4% rule, Bill Bengen. In the retirement headlines segment, we’ll take a close look at the article and learn directly from Mr. Bengen’s perspective and then I’ll offer my own. Don’t miss out on this glimpse into the mind of the creator of the 4% rule. 

Outline of This Episode

  • [2:12] Manage the risk portion of your retirement nest egg actively
  • [7:00] Adjust your withdrawal rates along with inflation
  • [7:47] My thoughts on using the 4% rule
  • [15:03] Is there a way to improve Jim’s retirement plan?

Resources & People Mentioned

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

May 23, 2022

Are you planning on enjoying an active retirement? If so, it may cost you more than you think. 

On this episode of Retirement Starts Today, I interview Thatcher Taylor, the financial advisor behind ProPathFinancial.com. Thatcher and I discuss how to prepare financially and mentally for an active retirement.

Outline of This Episode

  • [1:42] How to navigate the balance between
  • [3:18] How plan for a longer retirement
  • [9:00] A phased retirement plan could help you stay active
  • [11:55] Do you have a sense of purpose in retirement?
  • [18:33] Check out Thatcher’s YouTube channel

Resources & People Mentioned

Connect with Thatcher Taylor

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

May 16, 2022

Are you fed up with paying state income taxes? Before you pack your bags and move to a no income tax state you’ll want to listen to this episode. Moving to a different state to save money on taxes could cost more than you think. 

After listening to the retirement headline, make sure to stick around to hear Doug’s question about where to save extra money for retirement–my response may surprise you. 

Outline of This Episode

  • [1:22] Don’t move to save on income tax
  • [6:33] Should I invest additional money in my tax-deferred 457B account?

Resources & People Mentioned

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

May 9, 2022

If you are looking to ease into retirement by transitioning into a part-time role first, you won’t want to miss this episode of Retirement Starts Today. In the retirement headlines segment, we’ll explore an article by Anne Tergesen at the Wall Street Journal which outlines topics to consider when phasing out your retirement before retiring fully. 

Make sure to stick around for the listener questions segment to hear a question from Scott about how to evaluate COLA options on a pension. Press play to start planning your amazing retirement. 

Outline of This Episode

  • [1:32] Talk to your employer about how to work fewer hours
  • [3:12] Plan your income
  • [6:34] Social Security considerations
  • [11:51] To take the COLA or non-COLA option on a pension

Resources & People Mentioned

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

May 2, 2022

If you have received an inherited IRA or think you will in the future you won’t want to miss this episode. In the retirement headlines segment, we’ll take a look at the proposed changes in regulations regarding inherited RMDs based on the Secure Act of 2020.

In the listener questions segment, we’ll hear from Jim who has a question about rebalancing retirement income buckets. Make sure to stick around until the end so that you understand the best way to manage your buckets in retirement. 

Outline of This Episode

  • [1:32] The IRS interpretation isn’t what we thought it would be
  • [7:36] An example to illustrate an inheritance scenario 
  • [10:45] What can we learn from this new rule?
  • [14:25] Should you have 5 years of income or 25% of your portfolio value in bucket #1?
  • [17:18] Should you rebalance when stocks and bonds are down?
  • [18:56] Do Vanguard total bond funds qualify for bucket #1 or #2?
  • [22:03] Should you maintain a small list of funds in a portfolio?

Resources & People Mentioned

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

1