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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: August, 2022
Aug 29, 2022

You may have seen the news about tennis superstar, Serena Williams' upcoming retirement. In a recent interview, Serena expresses her heartache about her decision. In our retirement headlines segment, we’ll explore an article from MarketWatch that compares Serena Williams’ feelings with those of many retirees upon their decision to retire. 

Afterward, we’ll check out a question from our recent listener survey about whether one listener should move to be closer to family in retirement. This answer to this question is tricky and not the same for everyone, so make sure you stay around until the end to hear my thoughts. 

Outline of This Episode

  • [1:32] Serena Williams feels no happiness upon retirement
  • [7:45] My thoughts on combatting depression in retirement
  • [10:04] What are the benefits and pitfalls of moving closer to the children in retirement?

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Aug 22, 2022

Have you ever considered taking a sabbatical from work? If you did take one, would it ruin your career and financial goals? Most companies in the United States don’t offer paid sabbaticals like some in Europe, so doing so would require extensive planning. Jake Northrup at Kitces.com recently wrote an article that could help financial planners and DIYers plan how to take a sabbatical without destroying their financial future. 

If taking a mini-retirement appeals to you, make sure to listen in to hear how it could affect your financial goals. You’ll also discover loads of resources that could help you make the most of your financial planning for such an endeavor. Make sure to stick around until the end of the episode to hear my response to whether I think Social Security is doomed. 

Outline of This Episode

  • [2:22] The idea of traditional retirement is being challenged
  • [6:02] An example of how one couple planned their sabbatical
  • [9:20] How taking time off could affect your long-term goals 
  • [13:26] Will Social Security be eliminated by the Supreme Court?
  • [17:04] How to secure your benefit against possible reductions in Social Security

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Aug 15, 2022

Have you considered moving to a new city in retirement? If you work in the tech industry you may find a city willing to pay you to move there. 

In today’s retirement headline segment, we’ll dive into an article written by Christopher Mims at The Wall Street Journal which explores towns that provide incentives to lure highly paid tech workers away from Silicon Valley.

Don’t miss out on the listener question segment especially if you have or are considering an annuity. I’ll explain the various fees, benefits, and drawbacks to these insurance investment products. 

This is the last week to complete our annual listener survey, so if you haven’t filled it out yet, then please do so that you can voice your opinions and help direct the future of this show. 

Outline of This Episode

  • [1:22] Some towns are offering moving incentives to remote tech workers 
  • [5:14] How could this improve your retirement?
  • [6:34] How variable annuity fees are calculated
  • [8:40] Annuities can provide many options
  • [12:56] My thoughts on annuities
  • [16:30] Don’t forget to fill out our annual listener survey

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Aug 1, 2022

Nobody likes to think about their own death but to save your loved ones from the headache of trying to navigate your digital accounts without your passwords, you’ll need to set them up for success now. If you don’t take steps to share your accounts after your death, gaining access to your data could be a lengthy and challenging process.

I recently found an excellent article from Dalvin Brown at The Wall Street Journal which discusses How to Pass On Your Passwords When You Die. This article gives tips on what to do with our digital lives when we pass away. 

Make sure to stick around until the end of the episode to hear a question about Roth conversions and taxes. And if you haven’t done so yet, please take 3 minutes and fill out our 5th Annual Listener Survey to help me improve the show for you.

Outline of This Episode

  • [2:52] How to pass on your passwords
  • [7:35] Using a password manager
  • [10:15] Using passkeys makes sharing challenging
  • [13:42] Roth conversions and taxes

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Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

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