Info

Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
RSS Feed Subscribe in Apple Podcasts
Retirement Starts Today
2024
November
October
September
August
July
June
May
April
March
February
January


2023
December
November
October
September
August
July
June
May
April
March
February
January


2022
December
November
October
September
August
July
June
May
April
March
February
January


2021
December
November
October
September
August
July
June
May
April
March
February
January


2020
December
November
October
September
August
July
June
May
April
March
February
January


2019
December
November
October
September
August
July
June
May
April
March
February
January


2018
December
November
October
September
August
July
June
May
April


2015
October


Categories

All Episodes
Archives
Categories
Now displaying: September, 2022
Sep 26, 2022

When we envision retirement, we think more about the things we’ll do to enjoy our time than about the person that we’ll become. My guest today encourages us to change that to spend more time thinking about who we want to be in the future. 

Dr. Benjamin Hardy is an organizational psychologist, speaker, and author, in addition to being my coach. I have been involved in Dr. Hardy’s coaching mastermind group for 8 months and I’m excited to extend his teaching to all of you. Make sure to stick around until the end of the episode to hear how you can receive a FREE copy of his new book, Be Your Future Self Now

Outline of This Episode

  • [2:49] What are the benefits of learning about who we’ll become in the future?
  • [5:02] How to assess the softer goals
  • [8:20] How to future set your goals when your life expectancy is shorter 
  • [17:48] How to balance our future self with the present
  • [25:52] Retirement Starts Today Super Book Giveaway details

Resources & People Mentioned

Connect with Dr. Ben Hardy

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts Stitcher TuneIn Podbean Player FM iHeart , or Spotify

Sep 19, 2022

Have you been considering a change of scenery in retirement? Before you pack up the house, make sure to listen to today’s episode. 

In the Retirement Headlines segment, we’ll check out an article from Harriet Edelson at MarketWatch.com which discusses 6 considerations before moving in retirement. This informative article lists statistics and anecdotal examples that can help you make the relocation decision easier.

I was really excited to see today’s listener question as I have been researching retirement calculators. Stick around until the end to discover 2 helpful calculators that could help you understand when you have enough to retire. 

Outline of This Episode

  • [1:22] Why people choose to move in retirement
  • [3:43] 6 things to think about before moving in retirement
  • [11:06] Recommendations for public websites to understand whether you are close to your retirement goals

Resources & People Mentioned

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts Stitcher TuneIn Podbean Player FM iHeart , or Spotify

Sep 12, 2022

I’m sure you have heard the news about the recent Inflation Reduction Act, but what will this Act mean to you as a retiree? We’ll explore this question by examining an article written by Kelly Anne Smith over at Forbes

If politics isn’t your thing, don’t worry, it’s not mine either. I scour the internet looking for the most neutral, least political articles that I can get my hands on. So, if you are interested in only the facts and how they apply to you, then don’t miss out on the retirement headlines segment today to hear what the Inflation Reduction Act could mean for you. 

In the listener questions segment, I have a 3-part question from a listener survey respondent. I’ll answer whether you should convert a 401k or traditional IRA to a Roth IRA first, the pros and cons of converting 401Ks and IRAs, and whether there is any rush to convert 401Ks to Roth IRAs.

Outline of This Episode

  • [3:02] What the Inflation Reduction Act means for you
  • [11:32] On converting to Roth IRAs from 401K or IRA

Resources & People Mentioned

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts Stitcher TuneIn Podbean Player FM iHeart , or Spotify

Sep 5, 2022

The decision of when to take Social Security is one of the biggest that you will face in retirement. Many people turn to Social Security break-even calculators to help them make the decision, but my guest today insists that this shouldn’t be your only deciding factor.

Social Security expert, Devin Carroll from  SocialSecurityIntelligence.com  joins me today to discuss all things Social Security. We’ll touch on the break-even math, including where it works and where it doesn’t, cost of living adjustments, the possibility of the Social Security system going bankrupt, and how Congress could fix the Social Security funding problem. 

Since Social Security is such an important part of retirement planning you won’t want to miss this episode. 

Outline of This Episode

  • [1:22] The break-even calculator has been used for years to help people decide when they should file
  • [5:36] An example of how the break-even calculator could work
  • [8:02] Why very few people wait until 70 to file
  • [8:50] What’s next for the cost of living adjustment
  • [12:42] Will Social Security go bankrupt?
  • [16:08] How could the government fix Social Security problems?

Resources & People Mentioned

Connect with Devin Carroll

Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

1