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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: April, 2023
Apr 24, 2023

Have you made any changes to your retirement savings due to the poor economy? If you did, you’re not alone. 

According to a Financial-Planning.com article, half of America stopped saving for retirement last year. Don’t miss hearing why this is such a bad idea.

Stick around for the listener questions segment where Bret and I address one listener’s worry about the upcoming changes to the tax code. Retirement Starts Today is the podcast where you learn how you can spend more money, pay fewer taxes, and live a better life.

Outline of This Episode

  • [1:42] 50% of Americans stopped saving last year
  • [6:10] My thoughts
  • [8:46] How prepared should I be for the sunset on tax laws in 2026

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Apr 17, 2023

You may be excited to jump on the early retirement bandwagon, but before you do, listen to this episode. In our retirement headlines segment, we explore a peer-reviewed article that shows that early retirement can accelerate cognitive decline. 

Stay tuned for the listener questions segment to hear how to reimagine your retirement spending mindset by creating a flexible spending plan. 

Retirement Starts Today Radio is a way to learn about having more income, paying fewer taxes, and creating an even better retirement, so if that sounds like the life you’re trying to create, press play now. 

Outline of This Episode

  • [1:22] Cognitive decline can increase in retirement
  • [3:50] My takeaways from the article
  • [6:52] How can I convince my partner to spend more money in retirement?

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Apr 10, 2023

Many DIY investors would like to learn more about the latest changes in financial and tax laws but don’t have the same opportunities to attend professional financial conferences. The good news is that Bret and I do have these opportunities, and we relish sharing our findings. 

On this episode of Retirement Starts Today, Bret shares his insights from his boots-on-the-ground experience at Ed Slott’s recent conference in Las Vegas. If you are curious about the changes surrounding IRAs and other retirement accounts as a result of the Secure Act 2.0, you won’t want to miss Bret’s distillation. 

Outline of This Episode

  • [3:22] Private letter rulings are very expensive
  • [6:23] Tax laws are getting more complicated
  • [11:52] Main themes of the conference
  • [17:30] Don’t squander your biggest advantage in retirement

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Apr 3, 2023

Have you ever used a Monte Carlo analysis to help you plan retirement? If so, the results can seem scary. You may be looking for a 100% likelihood of success so that you can rest easy–after all, you are probably hoping for a 100% successful retirement.

However, in this episode of Retirement Starts Today, you’ll learn why a 100% success rate should not be your goal. Listen in to hear why.

Outline of This Episode

  • [1:42] Retirement plan uncertainties
  • [8:00] Don’t shoot for 100% success with a Monte Carlo analysis
  • [10:25] How to figure out the cost basis

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Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

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