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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: May, 2024
May 27, 2024

Did you know that you can buy gold at your local Costco?

However, just because it’s easy to buy doesn't mean it’s easy to sell. 

In this episode of Retirement Starts Today, we’re exploring gold and its role in your retirement portfolio. To do that, we’ll take a look at a retirement headline from WSJ and i’ll share my thoughts on the latest gold rush.

Make sure to stick around until the end for Kevin’s question about the key difference between accumulation and decumulation.

Outline of This Episode

  • [1:12] Gold and groceries
  • [5:08] My thoughts on buying gold
  • [11:03] Accumulation vs. decumulation

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May 20, 2024

Risk is what is left over after you think you’ve thought of everything. – Carl Richards

Getting to financial independence is job #1, but staying financially independent comes a close second. 

To do so you’ll need to be aware of the risks that could empty your accounts. Being vigilant of these risks and having a plan to work through or avoid them could save you hundreds of thousands of dollars. Listen in to hear how you can save your financial independence.

Outline of This Episode

  • [1:22] 3 big risks to look out for in retirement
  • [5:01] Long-term care
  • [13:55] Getting scared out of the market
  • [20:12] Getting scammed

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May 13, 2024

There are two ways you can ruin your retirement: running out of money and dying with regret. 

If you are listening to this podcast, chances are, you’ve been a diligent saver and probably aren’t in danger of the first one. 

That’s why, today, we’re exploring an article from the White Coat Investor on ways to spend more money. 

Don’t risk ending your days with regret. Listen in to find out how you can enjoy all that you have worked for.

Outline of This Episode

  • [1:22] Two ways to ruin retirement
  • [5:13] Strategies for spending more money
  • [12:47] How to spend your HSA

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May 6, 2024

It can be easy to forget your age as the birthdays roll around. However, when you’re about to turn 65 you’ll know. Medicare and all of their relevant service providers won’t let you forget. 

You may feel inundated with the amount of mail, emails, and even phone calls and text messages, but rather than ignoring all the excess information, it’s important to dig in and learn so tha you can make the best decision for your healthcare. 

To help you avoid potentially expensive and health-altering mistakes, today we’ll review 5 of the biggest Medicare mistakes you can make by reviewing an article by Rick Fine from The Sensible Financial Planning blog.

Outline of This Episode

  • [1:36] The 5 biggest Medicare mistakes
  • [14:05] A rule of 55 question

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Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts,Stitcher,TuneIn,Podbean,Player FM,iHeart, orSpotify

 

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