We’ve all heard the saying, “Money can’t buy happiness.” However, research suggests that while money may not buy lasting joy, it can certainly enhance our lives if spent wisely. The key lies in how we spend our money.
On this episode of Retirement Starts Today, we’ll explore a recent article on spending money to maximize your happiness.
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By now, we’ve all heard of AI, but many people still have mixed feelings about this revolutionary tool. Since I’ve been using it in my life on a daily basis, I have been wanting to share how you all can use AI to help with retirement planning.
When I came across this article from Business Insider, I knew I found my opportunity. Even if you’ve never used AI before, you’ll want to listen in to hear how you can use this versatile tool to help you plan your retirement.
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Many factors should come into play when deciding when to take your Social Security benefit but doomsday headlines shouldn’t be one of them.
On this episode, you’ll hear how Social Security’s biggest myth is costing retirees a lot of money.
Don’t get caught unaware! Make sure to stick around until the end to hear about a jury duty scam that even I had never heard of.
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The 4% rule is the “golden rule” of retirement planning. Everyone is familiar with it and it’s easy to work out for some quick, back-of-the-napkin math.
Since it is so easy to calculate and implement, many use it as their retirement withdrawal rule. However, this approach may be overly conservative. While using a significantly higher withdrawal rate may go too far, the 4% rule may be too cautious.
Listen in to hear the limitations of sticking with this overly simplistic rule of thumb.
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