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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: August, 2024
Aug 26, 2024

In retirement, retirees make the big switch–drawing on savings rather than contributing to them. This is often when the trouble comes–the psychological hurdle comes when it’s time to start spending your hard-earned savings. 

In this episode, you’ll learn how to understand the mental barrier that comes with the big switch and learn strategies to overcome it. Listen to learn how to use your retirement funds without guilt or fear of financial instability.

Outline of This Episode

  • [1:22] Will you need permission to spend in retirement?
  • [4:06] Strategies to overcome your mental hurdle about spending
  • [14:57] How do you handle the taxes from different types of income? 

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Aug 21, 2024

Knowing when to retire is not just an economic decision; it’s highly personal. In an era where your work is with your identity, deciding when to retire can feel monumental. So how do you know when the time is right? That’s what we’ll explore in today’s episode.

In addition to discussing this retirement headline, Bret Mulvaney joins the show again to help me answer our listener question. Press play to listen.

Outline of This Episode

  • [1:06] Retirement Starts Today updates
  • [3:48] How do you know it’s time to retire?
  • [12:35] Does bank health matter if it is FDIC insured?

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Aug 12, 2024

Do you feel pain when spending money? Or perhaps it’s the opposite, and you spend a little too freely without much thought, pain, or remorse?

In this episode of Retirement Starts Today, we’ll explore an article on how to make the most out of retirement by trying to land somewhere in the middle of the spending spectrum. Whether you find yourself to be a “tightwad” or a “spendthrift” you’ll find this episode to be a helpful exploration of gaining happiness from your retirement spending plan. 

Outline of This Episode

  • [1:22] The two types of money people
  • [5:20] Pre-establish pivot points
  • [11:45] How to deal with rising insurance premiums

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Aug 5, 2024

It’s easy to make mistakes in your investment portfolio, but as you get closer to retirement, it becomes more important than ever to make sure you are maximizing your financial health so that you can achieve your long-term goals. 

In this episode of Retirement Starts Today, we’ll take a look at an article written by Christine Benz which highlights several common errors that investors make. Listen in to avoid these mistakes and learn the actions you can take to rectify the problems.

Outline of This Episode

  • [1:34] Are you making these common portfolio mistakes?
  • [9:08] Does your asset allocation reflect your portfolio goals?
  • [12:13] Amy is worried about staying invested, what can she do?

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Subscribe to Retirement Starts Today on

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