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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: June, 2023
Jun 26, 2023

One of the greatest financial assumptions is that it’s always better to own than to rent. However, in retirement, this may not be true. Once you are financially independent it is important to realize that not every dollar you spend needs to yield a return.

Join me for this episode of Retirement Starts Today to question traditional thinking and to see how you can improve your life, spend more money, and have more fun in retirement. 

Outline of This Episode

  • [1:42] Change your relationship with money
  • [3:21] With financial independence you can throw money away
  • [3:55] 12 reasons to rent in retirement
  • [10:20] How the Guyton-Klinger spending strategy works

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Jun 19, 2023

Have you considered working part-time in retirement? A growing number of older adults are choosing to continue work even after reaching retirement age. While some continue work due to financial necessity, many choose work that offers fulfillment and enjoyment.

In the retirement headlines segment of this episode of Retirement Starts Today, we’ll explore the meaning and nature of work and what that could mean for your retirement. 

Make sure to stick around for the listener questions segment where we consider the pros and cons of keeping a stable value fund in a 401K while rolling over the rest of the 401K into a Roth. This is an interesting question to explore since the pros and cons have changed recently and what once were pros are now cons. Listen in to hear why.

Outline of This Episode

  • [1:22] Many older adults are choosing to work in retirement
  • [5:16] What could this mean for younger people?
  • [8:41] The pros and cons of rolling a portion of a 401K into an IRA

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Jun 12, 2023

If you clicked on this title you may be wondering what a $300 gym bag has to do with retirement. Well, this podcast focuses on learning how to spend more money and pay less taxes to set yourself up for the ideal retirement.

Outline of This Episode=

  • [1:32] What a new gym bag can teach us about retirement

  • [4:20] The lens that you view your purchases through

  • [6:25] A thought experiment

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Jun 5, 2023

Have you ever considered joining a retirement mastermind group? Many of us choose mastermind groups to further our careers, businesses, or other areas of our lives, but few think to create one for retirement planning.

Today, we’ll focus this entire episode on Fritz Gilbert’s recent article on his experience creating a retirement mastermind group. 

You won’t want to miss out on hearing what you could learn from a retirement mastermind. Make sure to listen until the end to hear how you can create your own retirement mastermind group.

Outline of This Episode

  • [1:42] How you could learn from a retirement mastermind
  • [4:55] What Fritz has learned from his mastermind
  • [9:33] How you can create your own mastermind

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Subscribe to Retirement Starts Today on

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