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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: September, 2023
Sep 25, 2023

As retirement super savers, you all know that slow and steady wins the race. According to this Wall Street Journal article, that race is paying off again for many Americans. In the retirement headlines segment, we’ll take a look at this article. Then in the Listener Questions segment, Bret and I will discuss the merits of having one firm handle investments, taxes, and retirement planning. 

Outline of This Episode

  • [1:42] Stock market rally
  • [12:27] When might having one firm handling all aspects of your financial matters might not be the best case

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Sep 18, 2023

Even if you aren’t familiar with Monte Carlo analyses, you’ve probably used it. Monte Carlo drives math behind the retirement planning software that you use. Monte Carlo software is truly amazing, however, the way people look at it is wrong. 

In this episode, you’ll hear the pros and cons of Monte Carlo analysis and how you can use a Monte Carlo calculator to maximize your full retirement potential. 

Outline of This Episode

  • [1:52] When Monte Carlo simulations work and when they don’t
  • [7:10] How to use Monte Carlo simulations effectively
  • [15:13] Should you annuitize to provide a safety net?

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Sep 11, 2023

Aretha Franklin can teach you more than a little R-E-S-P-E-C-T. 

On this episode of Retirement Starts Today, you’ll learn from her estate plan (or lack thereof). After hearing about this estate plan gone haywire Bret and I will team up to answer a listener’s question on how you can transition from a saving to a spending mindset. 

Listen in to ensure that your estate isn’t tied up for years while your heirs battle out the details in court. 

Outline of This Episode

  • [2:22] Why are the notes found in Aretha Franklin’s couch a valid will?
  • [5:35] My takeaways
  • [13:23] How to switch from a saving to a spending mindset in retirement

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Sep 4, 2023

Here at Retirement Starts Today, we are always looking for ways to teach you how to spend more money so that you can enjoy an even better retirement. However, many times our clients and listeners have trouble loosening their purse strings.

After years of being diligent savers, instead of enjoying the fruits of their labor, retirees reaching financial independence often find another reason to be frugal. Listen in to hear how you may be overdoing delayed gratification. 

Outline of This Episode

  • [1:32] Will gratification always lead to a more fulfilling life?
  • [2:55] How to find balance
  • [4:01] Habits are hard to make and hard to break
  • [10:12] How are expense ratio fees charged?

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Subscribe to Retirement Starts Today on

Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

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