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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: July, 2023
Jul 31, 2023

Who wants to live longer? I know I do! Before you start taking magic pills and seeking the fountain of youth in an effort to increase your life span, Alex Janin from the Wall Street Journal suggests you start exercising. 

In this episode of Retirement Starts Today, we’ll explore Alex’s article, What if the Most Powerful Way to Live Longer Is Just Exercise?

Make sure to stick around for the end of the show where Bret and I turn traditional retirement advice on its head as we answer one listener’s question about how to draw down their various retirement accounts. 

Outline of This Episode

  • [2:32] Just exercise more
  • [5:41] Biohackers have discovered exercise is best
  • [8:22] Exercise sooner rather than later
  • [11:16] What is the best way to draw down my accounts in retirement?

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Jul 24, 2023

If you have diligently saved throughout your career, you may be ready to retire, yet still feel uncertain about spending your savings.

To truly live your best life in retirement you need to learn how to shift from a saving mindset to a spending mindset. In this episode of Retirement Starts Today, we’ll help you do just that. 

This is the podcast where you can learn how to spend more money and pay less taxes on your way to an even better retirement. Listen in to learn how you can start spending more money so that you can enjoy your best retirement. 

Outline of This Episode

  • [2:52] 3 techniques retirees can use to spend more money confidently
  • [6:30] Techniques #2 and 3
  • [12:24] Can my wife receive a spousal benefit before I receive my Social Security benefit?

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Jul 17, 2023

If you are new to the show, welcome! This is a place where we talk about how to spend more money, pay less taxes, and have an even better retirement. Today we’re investigating that last part–the even better retirement. 

In the retirement headlines segment, we’ll take a look at a CNBC article that dives into an 85-year happiness study from Harvard University. Results from this study reveal the number one retirement challenge no one is talking about. Listen in to hear what this could be.

Outline of This Episode

  • [1:22] The number one retirement challenge that no one talks about
  • [3:38] Ask yourself a few questions
  • [8:17] How to go about bridging insurance before Medicare

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Jul 10, 2023

Do you long for a lost golden age when everything was better? If you do you’re not alone. Many people feel that society is experiencing a moral decline. But is that really true?  

On this episode of Retirement Starts Today, we’ll explore a New York Times article that challenges this way of thinking and attributes it to cognitive biases. Listen in to learn what you can do to improve your thinking about the present and the future so that you can experience an even better retirement.  

Make sure to listen until the end of the episode to hear how you can celebrate my 300th episode with me and save 40% on Retirement Income University.

 Outline of This Episode

  • [1:32] Your brain has tricked you into thinking everything is worse
  • [6:10] Maximize your full potential in retirement by eliminating stinkin’ thinkin’
  • [8:15] Should this listener continue aggressively investing in retirement?
  • [11:20] Consider how you handled market corrections in the past

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Jul 3, 2023

If you want an amazing retirement you need to start thinking about your future self. We discussed the idea of your future self on a previous episode where I interviewed my coach, Dr. Benjamin Hardy.

In this episode, we’re taking a look at another book on the future self, Your Future Self by Hal Herschfield. I’m listening to the audiobook now and this topic has me thinking about how it applies to retirement. Listen in to hear more about this book and my exciting announcement about my own explorations into the topic of the future self in retirement. 

Outline of This Episode

  • [2:55] 4 observations on how your future perspective impacts your present
  • [8:15] 4 areas that you can reflect on to improve your future self
  • [12:15] The risk vs the value of starting Social Security at 62 versus 65

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Jul 1, 2023

Happy 4th of July weekend!!
Can you believe the podcast that started as a crazy experiment on my kitchen counter in the fall of 2015 is now over 300 episodes?! Thank you for all your support over these many years. 

As a way to say thank you, I'm heavily discounting Retirement Income University this month. 

Enter promo code "PODCAST" for a special $300 price to celebrate episode #300 (nearly 40% off). 

Click here -> www.RetirementIncome.University

Happy 4th of July weekend, have a hot dog for me! 

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