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Retirement Starts Today

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
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Now displaying: April, 2024
Apr 29, 2024

You’ve been accumulating your savings your entire life, but when the time comes to draw down your investments, there are new risks. In this episode, we’ll discuss four risks that come with the decumulation phase of retirement. 

Press play to learn how to avoid these risks in retirement. 

Are you looking for a new advisor? One of our listeners is looking for a checklist to help him hire a retirement advisor. While answering that question I went ahead and made my advisor checklist available to all of you to download here.

Outline of This Episode

  • [1:47] Understand effective strategies for the decumulation phase
  • [11:20] Do I have a checklist to use to hire a retirement advisor? 

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Apr 22, 2024

A lot of us are looking to get in shape in retirement. This is a good thing since part of living an even better retirement is looking after your health and muscle mass. Staying healthier and more active longer will ensure that you are making the most out of your retirement. In addition, maintaining a healthy muscle mass is a huge part of keeping your health as you age.

In this episode, we’ll explore a Scientific American article on keeping your muscles strong as you age. Make sure to listen in to discover some tools that I use to track my health and wellness as I enter the second half of my life.

Outline of This Episode

  • [1:12] Keeping up your muscles
  • [5:23] What I’m doing to stay healthy
  • [10:01] How can two opposite approaches achieve the same goal?

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Apr 15, 2024

Do you have index funds in your portfolio? Chances are you do! 

Our retirement headline today describes the rise of index funds over active funds and why that’s important. Discover how index funds connect with my investment philosophy by pressing play now. 

Outline of This Episode

  • [1:22] Index funds have grown exponentially over the years
  • [2:23] What are index funds
  • [5:58] How index funds fit into my investment philosophy
  • [10:04] Will my estimated Social Security benefit decrease if I retire before full retirement age?

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Apr 8, 2024

Recent legislation has made everyone’s favorite college savings plan a little more flexible. Funds in a 529 plan aren’t as locked up as they used to be now that your children’s unused college funds can be rolled into a retirement account.

In this episode, we’ll discuss an article from the White Coat Investor which explores how the 529 can be rolled into a retirement account. We’ll discover the benefits and drawbacks of using a 529 to save for retirement. Listen in to hear whether the 529 rollover could help you in your retirement. 

Outline of This Episode

  • [2:12] Using unused 529 funds
  • [9:30] Utilizing spend-down strategies

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Apr 1, 2024

It may be easy to define success in your working career, but defining success in retirement can be more difficult. What does success look like in retirement? What will you do daily or weekly to get the most out of your retirement?

In this episode of Retirement Starts Today, we’ll explore a TEDx talk about the 4 phases of retirement that many (but not all) experience. Click play to hear how you can squeeze the most juice out of your retirement.

Outline of This Episode

  • [1:52] How to squeeze the most juice out of retirement
  • [11:18] Help with spending more in retirement

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Subscribe to Retirement Starts Today on

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